1 Or call us at
1 888 719-4897
Fast & secure!
 
00:20:00 2 Pre-approved within
20 minutes!
cc 2025 k i s061930894 01 320  g w p 3 Enjoy your
new car!
We have
a solution even if:
  • You have never had a loan
  • You have been bankrupt
  • You have not been discharged from your bankruptcy
  • You have late payments
  • You have had an application refused by a financial institution
  • You voluntarily surrendered your previous vehicle
  • You are involved with a trustee regarding a proposal to settle your debts with creditors
Would you like to receive quick access to auto credit?
 

Auto financing and credit in Smiths Falls | Smiths Falls Kia

At Smiths Falls Kia our amazing team will help you step-by-step through our finance application. As soon as you get in touch with our finance specialists, they will begin to bring you that much closer to driving your new or pre-owned vehicle off the lot. Whether you have questions about how the process works, or what your options are, get in touch with us and we will be happy to answer your questions.

Credit Application

The first step to approval is to fill out our credit application form. After we review it, we'll get back to you with a credit plan that best suits your needs and situation.

Pre-Approval Options
If you're looking for pre-approval, fill out the same application form and indicate your interest in this option. We will use this information to design a budget plan for you.

What If I Have A Bad Credit Score?

Smiths Falls Kia is a cut above the competition, and we do our best to find an option that works for you even if your credit isn't the best. Our experienced finance professionals are committed to providing the most options for our customers to receive the financing they need.

Instructions

Applying for a car loan at Smiths Falls Kia is very simple. All you have to do is fill out the auto finance application form on this page and the (optional) comprehensive auto loan form that follows for even faster approval. Once your request has been received, you will be approved within 20 minutes in most cases, during our business hours. At Smiths Falls Kia, we offer you an ultra personalized credit approval service. Your car loan is waiting for you! For super-fast service, you can also apply for car credit by phone at 1 888 719-4897.

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